"Buy Now, Pay Later" Option Appears on XBOX Backend - Insider Gaming

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A new purchasing option has appeared on XBOX’s website, allowing players to pay later for their purchases.

XBOX has been undergoing a lot of changes since the rebranding, and they are coming from all fronts. The console makers have already stated that they would be looking at “radically different business models” in 2026, and it seems we are already seeing hints of some on the website’s backend.

XBOX Could Allow Players to Extend Payments Across Weeks and Months

The ‘buy now, pay later’ option for the XBOX backend was discovered by redphx on X (formerly Twitter), and it appears players will be able to use the new feature via PayPal and Klarna. The description explains that the new feature will allow players to spread their payments across weeks or months, bringing more flexible payment options.

For PayPal, players would have the option to pay in 4 interest-free, bi-weekly payments or spread payments over up to 24 months. With Klarna, players will have the option to split their purchase into 3 payments: the first due at purchase, and the next two every 30 days.

Readers should be aware that Xbox has not yet officially announced the ‘buy now, pay later’ feature. However, if it does arrive, it could be a convenient option for players to split their payments when making purchases.

In other news, a recent report claims that Microsoft hasn’t ruled out spinning off XBOX as a separate entity. Additionally, XBOX Chief Strategy Officer Matthew Ball has clarified his stance on in-game advertising.

What are your thoughts on a ‘buy now, pay later’ option appearing on XBOX backend? Leave your thoughts down in the comments, and join the official Insider Gaming Discord server.

For more information from Insider Gaming, read about how the Blood of Dawnwalker will be ‘similar to classic Fallout games’. Don’t forget to sign up for our weekly newsletter.